Payments
1. How can I prevent top-up failures?
Top-up failures typically stem from two primary areas. Please review the relevant points below to quickly resolve the issue: A. Issues with Your Card Issuer (Bank) These failures are generally caused by your bank’s side. Please contact your card issuer to check details related to the following common reasons:- Payment Channel Status: The corresponding payment channel may not be activated for online or international transactions.
- Card Status: The credit card may have expired or been frozen.
- Insufficient Funds: The credit card balance is insufficient to cover the transaction.
- Incorrect Card Details: The card number or security code (CVV/CVC) entered is incorrect.
- Card Association: The device ID you are using is associated with a high number of different cards.
- High Decline Rate: The number of cards that have been declined while associated with your email address is very high.
- New Card/Device: The time since this card was first used on the payment network with this device is very short (a common fraud indicator).
- Low Authorization Rate: The overall authorization success rate associated with your email address is unusually low.
- Name Mismatch: The name on your email address does not match the name on the credit card.
